We put you on centre stage, not the bank

Got a New Mortgage Offer? Let's See if It Rocks!
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So, your current lender has slid a new mortgage deal across the table, huh? It might seem easy to just sign on the dotted line and keep things rolling. But hold up a second – are you sure that's the best tune for your financial future?
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Think of it like this: your current lender is offering you their in-house band. They know your history, and it's convenient. But what if there's a whole stadium full of other incredible bands out there with a song that's even more perfect (and maybe saves you a ton of money)?
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That's where Rockstar Mortgages comes in! We're like your personal music festival pass to the entire mortgage market. While your current lender only shows you their own options, we can access a huge range of deals from different providers.
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Why Chat with Us Before You Commit? Let's Break it Down:
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We Know the Whole Playlist: We're not tied to just one lender. We can see what everyone else is offering, ensuring you don't miss out on a potentially better rate or terms.
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Is It a Hit or a Miss? Just because it's easy doesn't mean it's the best deal. We can quickly analyze your current offer and tell you straight up if it's a chart-topper or something you might want to skip.
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Hidden Costs? We'll Spot 'Em: Sometimes, the initial offer looks good, but there might be fees or conditions that aren't immediately obvious. We'll help you read between the lines.
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Peace of Mind is Priceless: Knowing you've explored all your options and secured the best possible deal lets you sleep soundly at night.
Sure, sticking with your current lender might seem like the easiest route. But spending a few minutes with us could potentially save you serious money over the life of your mortgage. It's like finding that hidden track on your favourite album that turns out to be the best one!
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Ready to Make Sure Your Mortgage Deal Absolutely Rocks?
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Here's Why Rockstar Mortgages is Your Smartest First Move:
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We're Your Access to the Entire Mortgage Stage: See deals you wouldn't find by sticking with just one lender.
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We'll Be Your Sound Check: We'll analyze your current offer and tell you if it's truly the best for you.
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We Speak Fluent Mortgage: We'll explain everything clearly, so you know exactly what you're getting.
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Saving You Money is Our Headliner: Our goal is to help you keep more cash in your pocket.
Don't just settle for the familiar tune! Contact Rockstar Mortgages today for a quick, no-pressure chat
and let's see just how much you could save by exploring all your options. Let's make sure your mortgage deal absolutely rocks!
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FAQs
'Mortgage Product Transfer'
What is a Product Transfer?
A mortgage product transfer is your current mortgage lender, Your deal that'll soon be ending and they are offering you another mortgage deal with a deadline to lock you in before you can get a chance to speak to a broker.​
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Will I need a solicitor/conveyancer if I Product Transfer?
No - There's no reason to instruct one. It's all in-house with your current lender.
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Can I borrow any further funds/equity?
Yes - But be cautious, as an example, your house purchase of £100k with a deposit of 40% (£40k) @ 2% interest rate with the value of your home remains the same (Mortgage amount £60k), and now you've requested additional funds of £20k.
The lender will check your income if it's affordable or not, it may work or not. However, as you're borrowing more, you could be moving into there next tier of interest rate. This is why you need to speak to a fully qualified mortgage broker for better rates on the market.
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What if I don't want to borrow any extra (£ for £)?
That's good or is it? There are customers who are loyal to their current lender for whatever reason, and understandingly. Lenders are there to make money, Speaking to a qualified mortgage broker who has access to the mortgage market will tell you if there are much better rates than your current lender is offering you.
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What if my income has dropped can I still take the 'Product Transfer'?
First, speak to your mortgage broker. There are lenders that will accept the deal they are offering you without proof of income. But, if your income has dropped or borrow any extra then everything changes for sure.
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Can Rockstar Mortgages arrange the 'Product Transfer' and will you charge a fee?
We can arrange your 'Product Transfer' for FREE. Why not look at our FREE 'Lifetime Mortgage Membership', it'll save you even more £££s with an added Layer of Protection.